Cash Cow

Story by rednerr on SoFurry

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Commission for Khalimar on FA. A greedy forecloser gets their comeuppance.


It was going to happen sooner or later. The Panthion Parlor had run into cash problems. Khalimar had called the others into a meeting room that had a habit of only showing up when these sorts of meetings were necessary. The portly red dragon sighed through his flared nostrils as he looked over the meager funds he and the others had pooled together. It wasn't enough to make rent, and the deadline for the payment had been changed on them. Aero, a Chocolate dragon with striped horns looked over to Khalimar, his long neck tensing up as he swallowed nervously.

"So they're sending someone today?" He finally said.

"Today..." Khalimar sighed. There was a murmur among the crowd as the red dragon smiled, despite their dire circumstances. "But... I have an idea. We'll never have money problems again after this."

"What's the plan, then?" Aero said as he tilted his head to the side like a confused puppy.

Khalimar chuckled, shuffling through the assorted currency on the table. "You'll see. First, we're going to have to wait for our solution to come along, then let me do the rest."


Nancy Lam drummed her manicured, painted nails on the wheel of her car as she pulled up in front of the Parlor. This was going to be a routine pay-up-or-we-take-your-stuff job like the ones she'd been doing all week. Being a Forecloser wasn't exactly a well-respected position, and it had gotten Nancy yelled at among other things, but somebody had to do it and she was paid very well for doing it. She put her vehicle in park and fetched her leather briefcase from the passenger seat.

As she got out, she lightly kicked the heel of her shoe against the tire. It was a habit she had ever since working for the bank. The Parlor itself had an unassuming facade, just like any other brick and mortar business. Nancy had heard the rumors about the place, but put about as much stock in them as she did bigfoot sightings. A building that changes layout? She scoffed at the thought,it was such a stupid thing to even think about and people believed it. Sometimes, Nancy felt like she was the only half-way intelligent person in town. She sure as hell wasn't the one buying crap about a magic parlor that breaks every rule of physics and architecture.

She rang the bell once, then twice... then three and four times. Nancy angrily huffed and tapped her heels on the pavement as she waited for an answer. She checked her watch, looked back over the parking lot, then back at her watch. "What kind of damn fool keeps the bank waiting?" Nancy muttered to herself.

Finally, Nancy could stand no more. She pushed past the twin oak doors, stopping a moment to check herself in the full-length dressing mirror in the entry foyer. Aside from a sag in one of her nylons, she was looking sharp! She wasn't particularly curvy but she looked good, with what little fat she had stored in the right places. And this modestly enticing figure was neatly contained in a white button-down blouse and a charcoal colored suit jacket and matching pencil skirt. The dark gray nicely contrasted her blond wavy hair done up in a neat ponytail and icey blue eyes. It wasn't vanity if she really did look good, or so she told herself.

The interior of the parlor past the little foyer was a wide antechamber with a high arched roof. The general layout reminded Nancy of the local art museum, it even had the same greco-roman style columns holding up the high ceiling. Everywhere Nancy looked, she saw more extravagance in the architecture. White marble tiles on the floor, brass-lined art deco style walls with rosewood paneling... no wonder this place was running out of cash, Nancy thought.

She made her way past another set of doors, hoping to bump into someone working there so she could get this over with but when she looked around, she was alone still. Nothing but her and a rather bloated-looking statue of a western dragon. Nancy looked the statue over as she passed by, her heels making echoing clicks in the empty building. It was well made to the point that she half expected the fat thing's belly to jiggle if poked. "Curious decoration..." Nancy mused out loud, "It's like a mix between a dragon and those fat Buddhas you see in Chinese restaurants." And as she made her way through the parlor, more and more of the winding hallways were filled with esoteric artifacts,or as Nancy saw it: junk. Among the neat stacks off to either side of her were glass flasks of many different sizes, statues of creatures both mundane and mythical rendered in many different materials, lamps, bookcases, and other miscellania. Nancy had an eye for antiques and some of the stuff she saw would definitely fetch a good price were she there to take everything she could fit in the trunk of her car, but she was there on behalf of the bank, to take a weeks overdue mortgage payment or the parlor itself.

The high stiletto heel of the career woman's shoe caught on a brass candelabra left carelessly lying on its side, sending her stumbling forward with a startled yelp. Fortunately, Nancy was able to regain balance before she smacked her face on the hard marble floor. She hissed through her teeth and kicked the thing, sending it rattling down the hall until it came to rest by a pair of heavy black double doors with ornate gold inlay work.

Her interest had been piqued by the doors, and more specifically their gold inlay. Even a cursory glance told Nancy that the gold inlays were of the highest quality, and she knew from experience that the sort of people who could afford such things were also the type to become very generous in their check-writing when they were faced with losing their possessions.

And when Nancy saw what was in the next room, her jaw dropped. The room looked like something out of a pirate movie, with gold and jewels all around the forecloser as she stepped inside cautiously. Gems the size of marbles, chests packed full of silver and pearls, there was even a small pool in the center of the room filled with gold coins and all Nancy could think about was whether or not she could dive into it like in the cartoons. And in a corner of the room was what she was looking for: dollar bills, huge stacks reaching nearly to the ceiling in tens and twenties.

Had Nancy been paying attention, she would have noticed that the itchy sensation on the back of her neck wasn't the thrill of seeing enough money to buy an island but rather a soft, bristly patch of grassy green fuzz that started just at the nape of her neck and flowed steadily down to her shoulders, hair by tiny, growing hair. As she was, she was much too focused on the gold, the money, the riches all around her to even realize anything was different as she rushed over to the stacks of cash as fast as she could in her heels.

Nancy's heart beat in her chest like a jackhammer as she took one of the stacks of bills and thumbed through it, counting frantically in her head the amount... one two three.. four hundred dollars.

"Four hundred!" Nancy said in an ecstatic whisper. She shoved the wad of bills into her suit jacket, then took another... and another. As she helped herself to the money, the green fur spread down her back in a scruffy wave. As the fur spread, Nancy's belly and thighs began to soften, growing fatter as her butt strained against the seat of her skirt. She had pocketed some 1500 dollars in cash by her count when she realized finally something was amiss.

Nancy had reached down to take a stray gold coin off the floor when a button from her suit coat popped off, landing some ten paces away. The young woman stoop up, looking down at her chest, which seemed to her just a bit bigger than she remembered.

"Girl..." Nancy admonished herself, "You have got to cut down on the sweets, this suit fit fine last week." She scratched at herself as she adjusted and coaxed her skirt and blouse for comfort, letting out a low, breathy moan as she did so. "And it wasn't so itchy..." She grimaced as her pantyhose rode up as her rump filled out some more. "Gosh I hope I'm not allergic, this suit cost me a bundle."

She went over to one of the chests and pried the lid open, gasping as she saw just how much loot was in it. It was crammed full of gold coins of every type, krugerrands and doubloons and even a few she was unfamiliar with. Nancy dipped her hands into the treasure chest, the coins were cool on her hands, sending tingles up her spin as the green fur reached down her arms, down her legs. Nancy felt warm, unseasonably, uncomfortably warm.

"God... it's too hot in here." Nancy muttered to herself as she took off her suit jacket. And when the woman rolled up the sleeves of her blouse and saw the green fur on her wrists, she let out a scream that rattled the ceiling light light fixture. She grabbed the closest thing to a handful of the short, bristly fur and pulled at it, only to be greeted with a surge of pain like she was tearing her own hair out. "What the fu...What's happening?!" And almost as an answer, she felt a sudden, surging pressure down in the small of her back, right where her high school anatomy class told her where her tailbone was.

And this pressure got more and more intense as she bent forward, bracing herself against the treasure chest as a long, whiplike appendage pulled itself out of her body inch by painful, painful inch. Eventually, the pressure and the pain of her bones and skin pulling out into a new appendage was too much, she reached behind her, tugging and fumbling at her clothes as she untucked her blouse and pulled down her skirt just low enough to let the new tail hang free.

As the green-furred tail gained another two inches in length as it hung down freely. It wasn't much relief but Nancy was thankful for it. She reached behind the tail and pulled it around so she could look at it. It was long, with green fur with a golden yellow spot running the length of the top side. And at the end was a bright, sillky tuft of shiny gold-colored hair much like... a cows tail...

"O mmmmoo..." Nancy slapped her hand over her mouth. Did she moo? Did she seriously just moo? She looked down at her hands, her fingers were thicker, positively chubby and a good bit shorter. "Don't do this to mmm..." Once more, the forecloser fell into stunned silence when she realized she was mooing again.

Like a cow. Like a big, dumb, fat cow. "No, no no no moo no!" Nancy cried out as she staggered back, taking deep raspy breaths as she tried in vain to maintain her composure in the fact she was turning into a cow. A cow, of all things to turn into! As if turning into an animal wasn't enough, she was turning into one of the most degrading, unglamorous things alive. Then she slapped herself. As her cheek stung and the fur encroached up her neck and the backs of her palms, she told herself "I am hallucinating. This will go away..." over and over, never quite managing to convince herself as her tail swished back and forth and her figure continued to thicken, sending button after button of her blouse, her expensive designer blouse popping off.

Nancy's body made a sound somewhat like a balloon expanding as it grew thicker and fatter, with a loud rrrrrip, her blouse fell open reveling a fat,furry green belly and breasts that had grown well past a DD cup. She was screaming, screaming and running for the door with as much money and gold as her arms could hold as her frantic pace turned into awkward waddling as her figure continued to thicken. She stumbled and feel just a few paces from the door, the sound of her skirt and panties ripping open only added more shame to the cocktail of fear and confusion that she felt. She awkwardly pulled herself up into a sitting position, looking down at her gut and heavy bosoms.

The green fur had taken everything north of her ankles, and she could see spots of gold-colored fur arranged in the exact same pattern one associated with Holstein dairy cows. Nancy felt a surge of red-hot, aching pain in her feet and reflexively kicked her heels off so hard they struck the wall in front of her. And when she saw her feet, at the end of legs growing more and more thick and muscular. Her toe nails had turned a hard, glossy black as her toes shrunk inward and melded together as she felt the ache of every bone shifting and changing shape as she watch it happen, completely helpless as her feet became what was clearly and unambiguously a pair of hooves.

Cow hooves.

And Nancy could do nothing to stop it. She lept to her feet... her hooves and made another desperate run for the door only to fall forward once more onto all fours like an animal. Then, she heard her back pop, she heard her hips roll back into what were undoubtedly haunches as her knees bent inward and her heel rose up as her leg bones reshaped themselves into the proper stance for a cow. Nancy could only cry out in despair as she saw her hands change, her sausage-like fingers shrinking down and the hard black fingernails growing over them to form another pair of hooves as her chest flattened, the sensation of her breasts and the skin around them being pulled down her front, down to just above her crotch gave her a very unpleasant idea of what was in store.

Her stomach churned, her insides gurgled, more and more of her clothing ripped and fell off of her thick body. Nancy let out a pitiful groan as her backside continued to grow muscle, flattening out while her ropy tail swished behind her. Another surge of muscle and her ripped in half on her back, falling limply off of her in several tattered pieces. Her chest was flat and broad, with something full and heavy dangling just above her crotch she looked between her former arms, now forelegs and saw what was unmistakably an udder. A full, heavy udder.

"Oh mmmmm-" Nancy stopped herself from crying out. She wasn't going to moo, no matter what she was not going to moo. But as her nose turned blacker and broader, she felt a sneeze coming on, it was getting much too hard to fight the urge for much longer. The changing woman scrunched up in anticipation, then sneezed hard. And the force of the sneeze pushed her entire face forward, bringing her mouth in line with her large black nose, turning it up completely flat against her new snout. Her hearing dulled like she was going under water, only to pop back into stark clarity as her ears pressed outwards into big, slightly drooping pointed ears, making her look more and more like the bovine she was becoming.

"Mmm. mmmmmm!" Nancy groaned and bellowed, finding herself unable to form words anymore as her throat and neck tensed up, revealing thick muscle under her taut hide. Her panties snapped off with the rest of her torn clothing, leaving her completely bare. She plodded clumsily over to a silver-framed dressing mirror she hadn't noticed before, dreading what she would see.

There, standing before her, was the image of a green cow with gold spots. The only remnant of her former self was the tuft of messy blonde hair atop her head. She was no longer human. It felt at once all to real yet there was the torturing feeling that this was all just a bad dream. That was it, she told herself. She was having a nightmare and would wake up in her bed right about...

Now. But she didn't wake up. She was going to live out the rest of her life as an animal, as livestock. The idea of such a fate was a blow to Nancy's psyche. Could she even escape? What was going to happen to her? And why... why did her udder feel so funny? It felt full and achy, with that sharp tingle one got when they had to pee all at once. It was surreal,a waking nightmare that only got harder to understand and tolerate the more poor Nancy pondered it.

What was going to happen to her? How was she going to get away, if such a thing was even possible? How did this even happen to her and why? Nancy was sure of one thing and that she did nothing to deserve this, not that day nor ever. Sure, she had made plenty of enemies as a foreclosure agent but it was just a job. If it wasn't her, someone else would have done it.

"Why..." Nancy moaned to herself as she paced around the room in a nervous tiff, staggering as she got used to the idea of going around on all fours, on hoofs...forever. It wasn't fair, she was a cow in that awful place when there was so much sweet, tender grass outside...

Then she realized just how much she had been compromised, her mind was going.... the last part of her that was still human, still Nancy and not a dumb animal... The former human tugged at the pockets of her sport coat amongst her ruined clothing and her day planner dropped out, laying open to last week. She looked over the small notebook and tried to read over the names and dates, only for the meanings of the words to get fuzzy. Her mind felt sticky, almost like a layer of glue was pouring down her brain.She almost, almost recognized some of the names but the meaning and relevance was slippery, getting harder to grasp and farther away. She found herself having to put more and more effort into just trying to keep her attention on the planner. And that was the terrible thing, she didn't just not understand but rather no longer cared even though she knew that she should. She blinked her cow eyes and shook her head, hoping to help herself focus but only succeeding in stirring around the strange magic that flowed through her body. She looked back down at the day planner and discovered that the symbols on the page meant nothing. She had forgotten how to read, cows did not read.

Absent-mindedly, she nibbled on a page, tearing it off and chewing on it. It wasn't grass, but it wasn't too bad for a light snack. She chewed away at the notebook, blissfully swishing her tail when she heard someone behind her. Nancy the cow looked back at the shape of a heavyset red dragon walking in with a milk pail in his claws. The cow mooed happily, she knew what the pail was for. A good cow always looked forward to a good milking. The dragon patted the bridge of her snout as he sat the pail down.

"That's a good girl. Making us money," He whispered as he took two of her teats in his gentle claws. A squeeze and a tug, and a trickle of liquid gold dripped out, transforming into a pile of gold coins once it hit the bottom of the bucket. "Khalimar knows what he's doing..." He whispered to her, filling more and more of the bucket. Nancy mooed in relief, every drop squeezed out of her udder released more and more of the pressure inside her. Her ears flicked as the dragon sang an old pop song to her. She no longer understood most of the words but the tune sounded nice, the dragon was nice, everything was nice.

And when the milking was done, Khalimar the dragon brought the pail full of gold out of the room and the parlor no longer had any money problems. Nancy grew fat and happy grazing on the grassy lot behind the building, her human life reduced to a set of blurry half-memories that meant increasingly little to her. When she was a human, she would have found it funny that she had quite literally become a cash cow.